Typical Costs of Owning a Puppy for a Year

Planning to get a puppy? It’s a good idea to budget ahead or at least realistically look at the cost.

The estimate is that you should have between ~$1,000–$1,500 (Low end: adopting from a shelter, minimal extras) to $3,000–$5,000+ (high end: breeder puppy, training, grooming, gear + you plan to spoil your puppy).

Here’s a simple breakdown of what you might expect to spend in your first year with your new dog in California/USA:

1. Adoption Fee or Purchase Price

  • Shelter or rescue: $50–$300
  • Breeder: $500–$3,000+

This cost varies widely depending on breed, location, and source.


2. Routine Care & Supplies

Food: $300–$700/year
Quality kibble costs vary by dog’s size and brand. If you are planning to feed fresh food, look at the higher end.

Bedding: $50–$150
Bed, blankets, and everything else that the puppy will outgrow or chew up.

Bowls: $15–$30
Basic stainless or ceramic.

Leash, Collar, Harness: $50–$120
You’ll likely need a few options as your puppy grows (or chews up thinking it is a toy lol)

Crates or Playpens: $100–$250
Essential for housetraining and safe confinement.

Potty Pads: $30–$100
Optional but helpful for indoor training.


3. Health & Medical Care

Vet Visits (vaccines + checkups): $200–$500
Includes standard puppy vaccines and exams.

Flea/Tick Preventatives: $150–$250
Monthly prevention is common in most of California.

Pet Insurance: $250–$600/year
Optional for most dogs but can save money on emergencies. Not optional for breeds that tend to have more health risks: bulldogs, dachshunds, etc.


4. Toys

  • Expect to spend $20–$50 per month.
  • That’s about $240–$600/year.
  • Puppies need a variety of toys, and you’ll need to replace them as they grow or destroy old ones. Plan on buying new toys regularly.

5. Treats (Training & Chews)

  • $150–$300/year.
  • Includes training treats and safe chews to keep your pup occupied.

6. Pet License

  • $20–$50/year, varies by city.
  • Required by most local governments.

7. Grooming

  • $50–$600/year.
  • Short-haired breeds might only need baths at home (cheaper end).
  • Long-haired or high-maintenance coats may need professional grooming regularly.
  • You will also need other tools such as brushes, nail clippers, shampoo, wet wipes etc.

8. Training

Puppy Group Classes: ~$300 total
Typically 4–6 weeks of weekly sessions.

Private Training Sessions: $100–$200/hour
For personalized help with issues like reactivity or manners.

Training Tools: $30–$75
Treat pouch, clicker, long line, etc.


9. Clothes & Accessories

Dog Clothes: $50–$200
Optional, but helpful in colder climates or for small breeds.

Boots/Protective Wear: $20–$60
For rough terrain, rain or snow, or hot pavement.

ID Tags & Accessories: $10–$50
Personalized tags and charms.

10. Unexpected costs and emergency vet visits


You should plan to have at least $1,000 set aside as an emergency fund, especially if you don’t have pet insurance.


Example Total Range

These costs can really add up. Rough, conservative estimate for year one:

  • Low end: ~$1,000–$1,500 (adopting from a shelter, minimal extras).
  • High end: $3,000–$5,000+ (breeder puppy, training, grooming, gear).

🐶 If you are struggling with puppy training, join my private puppy training program or book a single consult. Hire me in person in San Francisco or book a remote consultation.

Author: Stella Vasileva

Hello! I'm Stella, a R+ dog trainer in San Francisco Bay Area. I offer in-person coaching, training walks and pet sitting. I use reinforcement-based approach and help pet parents to find a training solution to dog's behavior issues.